About 400 post-secondary schools use the CSS/Financial Aid PROFILE, and application for this goes hand in hand with the Free Application for Federal Student Aid, or FAFSA®. While the CSS application is more involved than FAFSA, it’s a resource for funding that’s otherwise not available through a FAFSA application on its own. What is the CSS/Financial Aid PROFILE? This process accesses non-federal financial aid for post-secondary education. It’s administered by the College Board, the creator and administrator of the SATs. … Read more →

Credit is a curious concept. If you don’t have any, you want some. When you do have it, you may not want so much! Credit reports describe your life in financial terms, but for many, the logic and nature of these reports aren’t easy to follow. Considering the importance personal credit reports have on many aspects of one’s life, few can afford to ignore how their credit reports stack up. Three-for-One: The Major Credit Bureaus For those new to the … Read more →

When it comes to financial services such as checking and savings accounts, personal loans and basic investments, a person can turn to either a bank or a credit union. Yet many consumers recognize little difference between the two, save for their type. Since each provides similar services in similar ways, pinpointing a reason to choose one institution over the other isn’t immediately obvious. So what, then, is different between the two? Let’s take a closer look to illustrate the advantages … Read more →